Own your tomorrow
You may be thinking of starting a family or buying your first home.
Perhaps you want to plan your retirement and take control over your financial future?
Whatever you’re aiming for, we’re here to help.
Plan for
The life you want
Reaching your goals doesn’t happen by chance and most of us need help to plan.
So whatever your goal and wherever you're at, we’ll help you explore, plan, track and realise your goals for a better tomorrow.
The value of
Advice
Are you ready to take practical steps towards achieving the life you want?
With professional financial advice, you can plan to 'own your tomorrow'.
SMJ is a professional financial advice business based in
Moonee Ponds and has been operating since 2013.
Our dedicated team is passionate about bringing to life strategies
to help you achieve your financial and lifestyle goals.
We partner with you to build, protect and manage your wealth
at every stage of your life cycle.
Our purpose is giving you real peace of mind and confidence
to have the life you want….
Learn how we can help you make the right choices for life's important financial decisions

Finances
Help to sort out my Finances

Finances
Plan for retirement

Finances
Help to make more of my money

Finances
Help to buy a property

Finances
Prepare for getting married

Finances
Start a small business

Finances
Prepare for ending a relationship

Finances
Receiving or leaving an inheritance

Finances
Grow my family

Finances
Help to save for something special

Finances
Look after my family
Our Seven-Step Process
You’ll always have control and decide whether to stop, change or continue any of the recommendations we make. Our advice process involves seven key steps:

We’ll ask you for information
So we can understand who you are and what you’re aiming to achieve.
02


We evaluate your financial situation
Formulate specific recommendations which we present in your financial plan we develop for you.
04

If you would like us to
We can periodically review your objectives, achievements and ongoing needs.
07

Your plan can now be put into action
We begin executing the agreed actions and help you make any changes you agree to make.
06
Professional Individuals
Our team is dedicated to providing you with exceptional service and support




For more information
Please download our Financial Services and Credit Guide